Check out our special two year fixed rate

Speak with our lending team today

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Building or
Renovating?

Speak to a local lending specialist today

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Our Most Popular Services

Distance is no barrier

Sometimes getting to a branch is tricky. That’s why we have a Mobile Relationship Officer who comes right to your doorstep.

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Your money goes with you

Create a digital wallet using our range of online services so you can access your money anytime, anywhere.

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Home loans tailored to fit

Find your place to call home with our loan specialists, who will be by your side from the start to finish.

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Are you ready to go paperless?

A brand new way to view your account information, and it’s all online. It's only takes three easy steps.

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Making business easy and save time

Reduce the amount of manual work involved with your bookkeeping with CWCU and Xero's direct feeds.

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Wanting to know our interest rates?

You can find all information on CWCU comparative interest rates in one place.

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Member News

Holiday Notice - Christmas Period

Central West Credit Union branches will be closed on the following days over the Christmas Period. 
 
  •  Christmas Day       - Wednesday  25th December 2024
  •  Boxing Day            - Thursday      26th December 2024
  •  Staff Holiday        -  Friday          27th December 2024

Directors and Staff of CWCU wish all our members a very Merry and Happy Christmas.

Too many decisions?

We want to make Home Loans easy to understand. Let us call you and save the fuss.
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Get your savings in order with us

Everyday Banking

on-call

  • No minimum deposit
  • Flexibility in banking
  • Get started now
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Grow your future

Investment Savings

  • Competitive rates
  • Tiered interest structure
  • $200 minimum deposit
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Save online

eAccess Saver

  • Interest paid monthly
  • No penalty for withdrawal
  • Phone and Online only
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Competitive loan options

Lending Specialists

  • Car, home, refinance, pre-approvals
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Are you protecting your personal information?

Find out how you can keep your banking details safe
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What our customers say

Belonging to the credit union feels safe. I have a knowledge they take it as more than just a job.

Karen

CWCU have restored my faith in banking - we have closed all other accounts

Andrew

The CWCU team and service is a rare breed

Janet

I moved over from SGB because I wanted to work with a local bank

Elena

Online banking and the app works well for me, it just took some time to get my head around it. We have transitioned now and everything is working well

Michael

The team are all so great - I appreciate that they truly care. I have called after hours and even then have been answered and supported and not made to feel like a nuisance. This is really wonderful in the current climate and times!!

Kerry

The team and the service they provide - they have only ever been helpful

Cameron

Over 12 years, CWCU has helped me purchase a home, construct a commercial building and establish store in Wagga.

Steve

Service and support is excellent - my card was hacked and the team proactively alerted me and helped me navigate what was a very stressful situation. I cannot thank or praise them enough

Robyn

Local is so important

Valerie

Love Central West Credit Union.

Rhiannon

Just lovely, great at directing us and supporting what we need. As strong in business as they are in personal banking

Kim

We are Community Proud

Our communities are great places to live and work. We support the local organisations that make our communities unique.

200 +

Meals on Wheels delivered

9674

Members

24

Staff

$ 30 K

Community Support Annually

25 +

Ways to Bank With Us