Central West Credit Union

Buy, Build, Invest, Refinance.

SPECIAL 2 YEAR FIXED HOME LOAN 4.99%pa
COMPARISON RATE* 5.91%pa

Whether you are buying your first home, next home, investment property or refinancing, our SPECIAL 2 YEAR FIXED HOME LOAN will help you get there.

Over the years, we have developed a reputation as a team you can trust. Our loans process is personalised, from your first appointment, right through to approval, settlement and servicing.

Features:

Lock in your repayments with a fixed rate
$0 Establishment Fee
Stay flexible – pay weekly, fortnightly, monthly
Transaction fee free account available

Get in touch with the team today!

Credit eligibility, terms and conditions, fees and charges apply. *Comparison Rate is calculated on a typical loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. On expiry of the fixed rate term, the Annual Percentage Rate will be our Premium Smart Home Loan. Offer may be withdrawn at any time. New fundings only.

Central West Credit Union Ltd | 269 Clarinda Street, Parkes NSW 2870 ABN 67 087 649 885 | AFSL 245415. Australian Credit Licence 245415

Personalised Service – a team who care

Over the years, we have developed a reputation as a team you can trust. Our loans process is fully local, from your first appointment, right through to approval, settlement, and servicing.

We have you covered with a range of banking and financial products and services. From our specified loans, savings accounts and term deposits to our 24 hour banking solutions. We are your local banking partner!

Our lending team are your first point of contact when you need a home loan, or you need to refinance your home and they like to help make your dreams a reality. Each of the team will take the time to get to know you and hope at the same time you enjoy getting to know us, and the many services we provide.

Janine Fisher
Loan Manager | Parkes
Phone: 02 6862 2788

Tania Parker
Loans Officer | Parkes
Phone: 02 6862 2788

Meaghan Smith
Loans Officer | Parkes
Phone: 02 6862 2788

Shane Budge
Branch Manager | Cowra
Phone: 02 6342 4142

Kerry Spence
Loans Officer | Cowra
Phone: 02 6342 4142

Tony Feringa
Mobile Relationship Officer
Phone: 02 6852 3571

Kara Hodges
Loans Officer | Forbes
Phone: 02 6852 3571

Buying, building, renovating, refinancing – give the team a call!

Home Loans

Find out more about our lending products and process, your needs and borrowing capacity, what loan is right for you and how to apply.

Special 2 Year Fixed Home Loan

Lock in your repayments with a fixed rate
$0 Establishment Fee
Stay flexible – pay weekly, fortnightly, monthly
Transaction fee free account available

On expiry of the fixed rate term, the Annual Percentage Rate will be our Minimiser Home Loan Rate.
Offer may be withdrawn at any time. Minimum loan $250,000. New fundings only

Premium Smart Home Loan

Variable interest rate
Free Redraw Facility
No penalty for early repayment
100% offset account available
Transaction fee free account
Ability to split loan (fixed/variable)

Maximum 70% of Residential Property Value.
Minimum Loan Amount is $150,000.00

Smart Home Loan

Standard variable interest rate
Free Redraw Facility
No penalty for early repayment
100% offset account available
Transaction fee free account
Ability to split loan

Smart Investment Home Loan

Standard variable interest rate
Free Redraw Facility
No penalty for early repayment
100% offset account available
Transaction fee free account

Maximum 75% of Residential Investment Property Value without Mortgage Insurance.

Minimiser Home Loan

Variable interest rate
No monthly account keeping fee
No penalty for early repayment
Redraw facility available

Fixed Rate Home Loan

Terms of one or two years
Transaction fee free account
Ability to split loan

Ready to get started?

Central West Credit Union Ltd | 269 Clarinda Street, Parkes NSW 2870 | ABN 67 087 649 885 | AFSL 245415. Australian Credit Licence 245415.
Terms, conditions, fees, charges and other criteria may apply to all products. Please visit www.cwcu.com.au for more information.
Advertising is of a general nature and does not take into account your financial objectives, financial situation or needs.