We've put a 4 on it!

Speak with our lending team today

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*Comparison Rate is calculated on a typical loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.
Different terms, fees or other loan amounts might result in a different comparison rate.
On expiry of the fixed rate term, the Annual Percentage Rate will be our Premium Smart Home Loan.
Offer may be withdrawn at any time. New fundings only.

We've put a 4 on it!

Speak with our lending team today

Learn More
*Comparison Rate is calculated on a typical loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.
Different terms, fees or other loan amounts might result in a different comparison rate.
On expiry of the fixed rate term, the Annual Percentage Rate will be our Premium Smart Home Loan.
Offer may be withdrawn at any time. New fundings only.

Our Most Popular Services

Distance is no barrier

Sometimes getting to a branch is tricky. That’s why we have a Mobile Relationship Officer who comes right to your doorstep.

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Your money goes with you

Create a digital wallet using our range of online services so you can access your money anytime, anywhere.

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Home loans tailored to fit

Find your place to call home with our loan specialists, who will be by your side from the start to finish.

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Are you ready to go paperless?

A brand new way to view your account information, and it’s all online. It's only takes three easy steps.

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Making business easy and save time

Reduce the amount of manual work involved with your bookkeeping with CWCU and Xero's direct feeds.

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Wanting to know our interest rates?

You can find all information on CWCU comparative interest rates in one place.

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Member News

Breast Cancer Awareness Month 2024

Thanks to the generous contributions of our local communities and the time and effort put in by staff, CWCU was able to fundraise $4,931.43 in community donations for Breast Cancer Awareness. In recognition of this extraordinary effort, CWCU graciously donated a further $5,000 to this important cause bringing the total fundraised amount for Central West Credit Union’s Breast Cancer Awareness Month in October to $9,931.43. 

Too many decisions?

We want to make Home Loans easy to understand. Let us call you and save the fuss.
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Get your savings in order with us

Everyday Banking

on-call

  • No minimum deposit
  • Flexibility in banking
  • Get started now
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Grow your future

Investment Savings

  • Competitive rates
  • Tiered interest structure
  • $200 minimum deposit
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Save online

eAccess Saver

  • Interest paid monthly
  • No penalty for withdrawal
  • Phone and Online only
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Competitive loan options

Lending Specialists

  • Car, home, refinance, pre-approvals
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Are you protecting your personal information?

Find out how you can keep your banking details safe
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What our customers say

CWCU have restored my faith in banking - we have closed all other accounts

Andrew

Belonging to the credit union feels safe. I have a knowledge they take it as more than just a job.

Karen

Local is so important

Valerie

The team are all so great - I appreciate that they truly care. I have called after hours and even then have been answered and supported and not made to feel like a nuisance. This is really wonderful in the current climate and times!!

Kerry

Love Central West Credit Union.

Rhiannon

The team and the service they provide - they have only ever been helpful

Cameron

Just lovely, great at directing us and supporting what we need. As strong in business as they are in personal banking

Kim

Over 12 years, CWCU has helped me purchase a home, construct a commercial building and establish store in Wagga.

Steve

I moved over from SGB because I wanted to work with a local bank

Elena

The CWCU team and service is a rare breed

Janet

Service and support is excellent - my card was hacked and the team proactively alerted me and helped me navigate what was a very stressful situation. I cannot thank or praise them enough

Robyn

Online banking and the app works well for me, it just took some time to get my head around it. We have transitioned now and everything is working well

Michael

We are Community Proud

Our communities are great places to live and work. We support the local organisations that make our communities unique.

200 +

Meals on Wheels delivered

9674

Members

24

Staff

$ 30 K

Community Support Annually

25 +

Ways to Bank With Us